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Personal finance news - CNNMoney.com
From CNN and Money magazine, CNNMoney.com combines business news and in-depth market analysis with practical advice and answers to personal finance questions.

The 401(k) match is back!
Employees who took a hit on their savings last year might finally be in for some welcome news: Companies are stepping up efforts to help them save more for retirement.
Don't be a financial burden on your kids
Every generation has its challenges. As boomers, one of our biggest is caring for our long-lived parents, providing both physical and sometimes monetary assistance, even as we're putting our children through college and grad school.
Make sure remodeling pays off
Just a few years ago you could count on getting the bulk of your money back for almost any home-improvement project you took on. Today merely replacing a toilet seat can feel like throwing caution, and cash, to the wind. According to a study from Remodeling magazine, the average return on value for an upgrade declined from 87% in 2005 to 64% in 2009. But these six new rules will help you maximize your return on your remodeling investment.
The price of procrastination: $455,000
Question: I'm 34 and have yet to begin saving for retirement. I'm considering participating in my company's 401(k) plan, but I'm unsure whether to do so since my employer doesn't match my contribution. What do you advise? --Nikia, New York, New York
Money's new More Money blog
High-end knives, low-end prices
Here's how to get restaurant quality at a budget price.
The $4 billion election
The midterm elections are nine months away, but it's not too early to begin handicapping them -- from a dollars and cents vantage point, that is.
Will move for work
Ira and Hope Moskowitz, both 44, have lived within a 10-mile radius of Philadelphia their whole lives. City kids, they met in junior high, got married in Philly in 1989, and settled in nearby Cherry Hill, N.J., where Hope manages a hair salon and Ira headed up software administration for a mortgage-servicing firm.
Making $300,000 last a lifetime
Question: My mother-in-law, who's in her early 60s, was recently widowed. She now has Social Security and approximately $300,000 from a life insurance policy to live on. She's not comfortable taking on much, if any, risk but she does need to generate income from the life insurance proceeds. Any recommendations for how she should invest this money? --Chris, Atlanta, Georgia
Help! My bill got bumped up
If you were under billed, it's the other party's responsibility to pay up, not yours, according to Money's ethicists.
How to score the last few beach deals
It wasn't so long ago that travelers could all but name their price. During the depths of the financial crisis, unheard-of deals abounded as hotel companies did anything to lure business. These days? Not so much. The luxury travel market is coming back, with bookings up as much as 40% since mid-2008. You can still find deals this winter; you just need to think creatively -- and follow our tips.
Southwest stock flies high
Southwest is beating the air travel slump. The biggest U.S. discount airline surprised investors in January by posting earnings of $74 million (before one-time charges) after lower jet fuel prices made up for cheaper ticket prices.
Good financial advice on a budget
After a tough 2009, you may be looking for some help in getting 2010 off to the right start financially. Unfortunately, finding objective, affordable, individualized advice from a live person can be a challenge.
The $61 billion man
In an era of specialization, world allocation funds take on a challenge that verges on hubris: All it requires is deep expertise in stocks, bonds, and other securities in virtually every market on the face of the earth.
50 Best Jobs in America
Money looked for careers with great pay, superior growth prospects, intellectual challenge, flexibility and more.

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